I built a Wordpress site selling CBD oils and vape. I need a payment processor (accepting credit cards or Apple Pay) that doesn’t require KYC documents for unregistered freelancers.
Running an online store with regulated products has shown me that KYC requirements are nearly unavoidable when dealing with mainstream payment options. Although it might be tempting to look for a KYC-free credit card or Apple Pay solution, my experience indicates that providers willing to bypass these checks either work in a gray legal area or eventually demand compliance as transaction volumes rise. Exploring cryptocurrency payment processors offered a temporary workaround for some of my transactions, but these come with their own risks and conversion hassles. It is wise to consider eventual compliance as part of your business plan.