Recently, I used a marketplace where payments remain pending over 24 hours despite bank approval, and after two successful purchases, I received a generic error on a third attempt. Are such delays and transaction caps normal?
The delay you described may not be the norm, though it is not entirely uncommon depending on the platform’s risk management protocols. In similar scenarios I encountered, extended processing times occurred when additional verifications were needed, even after bank approval. Additionally, reaching a threshold with multiple transactions can trigger an automated review, resulting in temporary holds or errors. It is advisable to confirm with customer support if these delays align with their intended policies and to check if there is any ongoing maintenance or system upgrade causing the issue.