What is the best UPI payment service in India with minimal or no fees?

I am in search of a UPI payment service available in India that either imposes no fees for processing transactions or has the smallest possible transaction fees. My goal is to identify an option that can handle UPI payments cost-effectively without burdening users with excessive charges. Any suggestions for a reliable gateway device that supports fee-free or low-fee processing would be highly appreciated.

hey, i use googlepay most of the time cuz i rarely see any fees. though rules can change so its a good idea to check updates from time to time. in my expeirence its quite reliable!

Hey folks, I’ve been playing around with PhonePe recently and found that it tends to stay pretty low on fees too, which is super important when you’re doing loads of transactions. I haven’t encountered any surprise charges, and it seems to offer a pretty user-pleasant interface. Has anyone else noticed similar vibes with PhonePe, or maybe even discovered another service that balances ease of use with minimal fees really well? I’m curious if anyone’s had a different experience regarding how frequently fees might crop up, especially with recent changes in regulations and whatnot. Would love to hear your insights!

In my experience, I have used the BHIM app and found it to be quite effective when prioritizing fee-less operations on UPI. The interface is straightforward and transactions occur without any surprise charges. I’ve appreciated its simplicity especially when compared to other services that may appear more feature-rich but inadvertently introduce complexity with additional fees. It is always wise to periodically confirm the fee structure as policies can change, but so far, BHIM has consistently met the criteria for minimal transactional costs.

hey, ive been using paytm lately. i noticed its usually device fee-free, but sometimes promo offers can tick things off. overall works fine but better re-check trends, cuz stuff changes. cheers

Hey everyone!

I’ve actually been trying out WhatsApp Pay recently and it’s been a pretty interesting experience. Since most of us already spend lots of time chatting on WhatsApp, having the payment function right there makes it super convenient, and I haven’t bumped into any extra charges so far. It feels like a natural extension rather than using a completely separate app, which I can appreciate. I’m curious if anyone else has experimented with it and how its user experience compares to others like Google Pay or PhonePe, especially when it comes to keeping things simple and fee-free. Have you noticed any unique advantages or issues, perhaps with the app updating its features from time to time? Would love to hear your stories!