I intend to implement UPI payment functionality within my application much like major platforms. Since providers such as Razorpay, Paytm, and Upay are not suited for my business model, I have noticed that several ecommerce apps bypass third-party gateways by directly processing UPI payments via links. What method do they use, and how can I incorporate this direct integration approach into my app?
hey, u can call direct upi api through deep lnk methods, but make sure u added the proper certifcations and test well, bcs missing few steps may cause issues.
In my experience, you can achieve direct UPI integration through a careful implementation of deep linking combined with server-side verification. You construct a UPI link with all required parameters and then launch the payment interface available on user devices. It is critical to handle callbacks correctly and ensure thorough testing across different UPI apps to capture accurate transaction status. I also found it beneficial to implement encryption and proper server validation to handle user data securely. Overall, this method requires attention to security details and robust error handling for a seamless payment experience.
Hey everyone, I’ve been exploring the idea of bypassing third-party gateways to integrate UPI payments directly into my app too, and I found a couple of interesting approaches. While deep linking seems to be the popular choice as others mentioned, I started looking into ways of customizing the user experience even further. For instance, instead of solely relying on deep links, you can consider building a hybrid solution that first constructs the UPI URL with all the required parameters and then uses in-app methods to monitor transaction statuses more interactively. One challenge I encountered was dealing with inconsistent responses from different UPI apps, so I had to think through fallback mechanisms and error logging in a bit more depth. Has anyone else tried using a secondary callback verification or dealing with scenarios where the device doesn’t have any UPI apps installed? I’d love to hear if there are smoother approaches to managing these edge cases without overly complicating the flow. Looking forward to your thoughts and any tips that could help refine this integration further!